A Not-for-Profit Cooperative — The Australian Public Service Benevolent Society

The Australian Public Service Benevolent Society (APS Benefits) is a not-for-profit organisation that provides financial and personal services to local and national government, their families and friends.

has earned the trust of over 27,000 members for over 107 years.

APS Tax & Accounting
Richard Ferarro at APS Tax, Accounting and Business Services is a Certified Practicing Accountant with over 25 years’ experience. Whether it is setting up a business, managing your superannuation fund or just obtaining a better service from your accountant, Richard can help you.

APS Financial Planning
Timothy Foster provides advice and information on the important financial decisions we all face, whether it be superannuation, investments, pre and post retirement planning, life insurance, gearing, managed funds or savings plans.

APS Mortgage Broking

Sam Athans treats every mortgage as if it were his own. He has access to 20 mortgage lenders and over 40 years experience
in banking.

APS Insurance
(General Insurance Broking)
Danielle Rowe heads has 15 years experience in the industry and can provide advice that meets your insurance needs. The next time you receive your insurance renewal notice or want insurance for the first time for your Home and Contents, Motor Vehicle, Boat/Caravan, Landlord, Public Liability, Income Protection, Life, Disability & Trauma insurance, call Danielle on 1300 131 809.

APS Personal Loans
The APS Benefits’ personal loans team can assist members to obtain an unsecured loan, or you can apply online at www.apsbs.com.au. Either way, loans can be approved within 24 hours.

APS Funeral Cover
APS Benefits members can gain immediate funeral cover up to $15,000 (age dependant) to protect their loved ones in times of need. Funeral cover costs as low as $2.60 per week and the policy is generally paid within 24 hours of notification.

APS Wills & Estates
Do you have a Will or reviewed your Will recently?  We can assist you in all matters concerning Wills, Powers of Attorney, probate and estate administration.

Fixed Term Investments
Six, 12 or 24 month fixed term investments that allow you to compound your interest and provide a regular revenue stream.
For further information on the APS Benefits family and its range of not–for–profit financial and personal services, phone 1300 131 809 or visit www.apsbs.com.au.

*Copy supplied by APAS Benefits